Information for Debtors

If you have been contacted by Lotane & Associates, P.A. regarding an outstanding obligation with one of our clients, please be advised that we are a debt collector.  This is an attempt to collect a debt and any information obtained will be used for that purpose. 

We are as eager as your creditor to work toward a mutually agreeable resolution to help you avoid the stress, expense, and loss that could result from collections. Come to the bargaining table voluntarily for the best outcome.

For Your Convenience Lotane & Associates, Offers Several Payment Options:

  • Secure Online Payments

We accept Credit Card and ACH payments online via our Secured Online Payment Portal.  Click one of the following to make an online payment- Credit Card /ACH.  

  • Pay By Phone with or without an agent


  • Western Union Quick Collect
    • Pay to: Vance Lotane
    • Code City: Vance
    • State: FL
    • Your Account Number with our Office
  • Mail Your Payment

Send your check or money order to our office at P.O. Box 236187 Cocoa, FL 32923. Please put your file number on your check or money order to ensure timely processing.

  • In Person Payments via our secure lockbox

We accept payments in our office.  Please note that we DO NOT accept cash payments.


Questions? Call us toll-free at 866-603-8129

It is the policy of Lotane & Associates, P.A. to not correspond with debtor’s via email about their accounts.  Please call our toll free number for assistance at 866-603-8129.

Firm’s Mission Statement

Client Minded, Community Centered.