The following terms and conditions govern the use of this website, an electronic service that permits you to make payments by credit card, debit card or e-check.

Copyright and Other Intellectual Property: Lotane & Associates, P.A., or its corporate parents, affiliates, or subsidiaries maintains this web site and certain other web sites that are linked to this site, and is the owner or the authorized user of all text, images, graphics, photos, animation, music, sounds and other materials contained within these web sites. The materials contained within these web sites, including, without limitation, any copyrights, trademarks, service marks, and all other proprietary materials, are protected by the U.S. and international copyright laws and treaty provisions, trademarks laws, and other proprietary rights laws. Lotane & Associates, P.A. and/or its Affiliates also own a copyright in the selection, coordination and arrangement of the material contained within these web sites.

The material contained within these web sites is provided by Lotane & Associates, P.A. and/or its Affiliates only for lawful uses by customers, employees, and members of the general public. The material may not be copied, republished, incorporated into another web site or reproduced (whether by linking, framing, or any other method), transmitted, distributed, uploaded, posted, used to create a derivative work or exploited in any other way without the express written consent of Lotane & Associates, P.A..

General: By using this website you agree that Lotane & Associates, P.A., its parent, affiliates or subsidiaries, and any other party involved in the creation, production or delivery of the information at this site, as well as any officers, directors, employees or representatives of any of the foregoing, cannot be held liable in any way for any indirect, special, punitive, consequential, or indirect damages (including without limitation lost profits, cost of procuring substitute service or lost opportunity) arising out of or in connection with this site or the use of this site or a linked site or with the delay or inability to use this site or a linked site, whether or not Lotane & Associates, P.A. is made aware of the possibility of such damages. This limitation includes, but is not limited to, the transmission of any viruses, Trojan Horses or harmful code that may affect a user’s equipment, any incompatibility between this site’s files and the user’s browser or other site accessing program, failure of any electronic or telephone equipment, communication or connection lines, unauthorized access, theft, operator errors, or any force majeure. Lotane & Associates, P.A. does not guarantee continuous, uninterrupted or secure access to this site. We are not liable in the event a payment transaction is not completed for any reason, including but not limited to the lack of sufficient funds or credit, our determination not to honor a payment authorization, or the failure of communications, hardware, software or other systems. Lotane & Associates, P.A. reserves the rights to take remedial actions in its discretion including the delay, suspension or termination of a transaction in the event it believes it may be invalid or unauthorized due to fraud, mistake, violation of these terms, or any other reason. The information, software, products and description of services published on the site or a linked site may include inaccuracies or typographical errors, and Lotane & Associates, P.A. specifically disclaims any liability for such inaccuracies or errors. Changes are periodically made to the information on the site and linked sites. Lotane & Associates, P.A. may make improvements or changes to the site at any time.

Confidentiality of Information: Lotane & Associates, P.A. has taken reasonable steps to ensure the confidentiality of information taken at this website and transmitted via the Internet. However, unexpected changes in technology may be used by unauthorized third parties to intercept confidential information and we cannot be responsible should confidential information be intercepted and subsequently used by an unintended recipient

Choice of Law: All website activity or use and these Terms and Conditions are governed by the laws of the United States of America and the laws of the State of Florida.

Website Content and Material: The information and materials contained in this website, including but not limited to these Terms and Conditions and any product information, are subject to change without notice. Users are deemed to be apprised of and bound by any such changes.

Access to Secured Areas: Access to and use of password protected and/or secure areas of this website is restricted to authorized users only. Unauthorized persons attempting to access these areas of the website may be subject to prosecution.

Returned Checks: All returned checks are subject to a minimum $25 returned check fee

Updates: These Terms and Conditions were last updated in October 2013. Please check periodically for changes.

Privacy Statement:

In the course of our business, Lotane & Associates, P.A. receives nonpublic personal information about individuals including names, addresses, social security numbers, assets, and income. Except as authorized by law, we do not disclose nonpublic personal information received from existing or former customers to anyone outside of Lotane & Associates, P.A. We maintain physical, electronic, and procedural safeguards to protect all nonpublic personal information we receive.